In a heavy-bottomed pan add ghee and heat in medium flame
When ghee melts add sugar and cook on medium flame, keep mixing continuously
Sugar starts to melt and change to a pale color
Keep mixing, and simmer the flame to low
Sugar melts down completely and sugar syrup changes color (like pale jaggery syrup), that is the caramel
Turn down to lowest flame and add hot milk carefully (watch out for splattering)
Milk will raise and become frothy
Turn to medium flame ; mix well and cook for 10 minutes
Payasam boils well; mix well between
Sprinkle cardamom powder and salt; mix well and boil for 5 minutes
Add paneer and Boil the Payasam for 2-3 minutes, keep mixing once in a while
Finally, sprinkle roasted Pistachio and almonds, mix well and switch off